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Since graduating from college in 2013, I have been paying off my student loans. My payment plan has been level, and I pay the same amount every month. This past month, there was ,000 credited to my account. I examined my checking account to confirm that I hadn’t accidentally overdrafted it; I hadn’t. Do I have any obligation to inform the loan collector of this mistake? For obvious reasons, I’m hesitant to get in touch with them, but I’m also worried that this could eventually come back to me, plus interest. Should I inquire and hope the loan collector doesn’t undo this surprising mistake? Name Withheld However, the reality of 5G's ability to make your download speeds exponentially faster is undeniably clear and happening now. 

But that doesn’t mean it lacks value. When people from historically excluded groups take the national stage, they can bring new insights, observations and experiences to otherwise cloistered spaces. By simply speaking to the conditions in which their lives are lived they can challenge consensus and unsettle conventional wisdom on issues and policies that affect their communities. No, it doesn’t always happen this way. But when it does, it is powerful. In general:

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Warren and I met in her Washington apartment. The floor at the entrance had been damaged by a leak in the building, and the vacuum cleaner was standing next to the kitchen counter. I said I was a bit relieved by the slight disarray because her house in Cambridge was so supremely uncluttered, and she burst out laughing. She sat on the couch as we spoke about the indignities to come, the way in which her opponents — Biden, Trump, who knew who else — would try to make her unrecognizable to herself. What would she do about that? Warren leaned back and stretched her feet out, comfortable in gray wool socks. “The answer is, we’ve got time,” she said. “I’ll just keep talking to people — I like talking to people.” Monthly subscribers will be automatically credited for the number of affected days, and annual subscribers will have those days added to their one-year terms. The company will cease signing up new customers during the service interruption.

A third M.I.T. economist, Erik Brynjolfsson, one of the foremost scholars on the effects of information technology on employment and productivity, wrote me: First published at 4:28 a.m. PT.Updated at 4:45 a.m. PT: Adds more details.

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Log InAudiophiles' disdain for tone controls and equalizers notwithstanding, virtually every commercial recording you've ever heard was equalized during its mixing and mastering stages, so a little fiddling on your part might make sense. So don't be afraid to experiment with different settings to learn what EQ can do to the sound of your speakers, headphones and best of all, your music. This would be the perfect test for our third location, the intersection of Michigan and Monroe outside the famous Art Institute of Chicago. Once again standing directly below the node (outdoors, they're attached to street lights), we ran a few speed tests for a baseline, and then attempted to download a 50-minute episode of Planet Earth II from Netflix.